Ubezpieczenie w Egipcie
Insurance company: SPAO Ingosstrakh
Insurer partner in Egypt: Remed Assistance
Ingosstrakh insurance policy:
Application No. 1. Medical expenses
Appendix # 3. Travel restrictions
If you are planning to go on a trip, then taking out travel insurance is one of the main points of preparation. Firstly, a health insurance policy is required to apply for a visa. Secondly, it is a guarantee that in case of unforeseen circumstances, unexpected illness or injury, local medical institutions will provide you with the necessary assistance. To avoid financial problems associated with other risks, such as loss of luggage, visa refusal or cancellation of a trip for certain reasons, a tourist can take out an additional insurance policy.
We invite you to familiarize yourself with the main insurance programs of our reliable partner SPAO Ingosstrakh and choose the option that suits you.
Compulsory insurance
The amount insured under the "Medical Expenses" program is $40,000 with an unconditional deductible of $30 in all directions, regardless of the age of the insured.
Medical expenses insurance includes the organization and payment of the following services:
- outpatient and inpatient treatment, including exacerbation of chronic diseases, allergies, dengue fever;
- payment for treatment for insect and animal bites;
- payment for tests and diagnostic tests;
- payment for medicines prescribed by a doctor;
- transportation to a doctor or hospital;
- transport by air ambulance;
- medical transport and evacuation;
- return home of minor children of the insured person;
- repatriation in case of death;
- return of the insured in case of hospitalization after the end of the insurance contract;
- a visit by a third party in an emergency with the insured in case of hospitalization;
- payment for telephone conversations with the Service Center;
- assistance in communication with medical staff.
The policy covers the medical expenses of the insured person related to the diagnosis (positive) and treatment of coronavirus infection (including outpatient and inpatient treatment), as well as medical and transport expenses, posthumous repatriation expenses, return transport expenses - within the sum insured, established by the insurance contract and in accordance with the insurance rules of the insurer.
The following expenses are not covered by the policy:
- The cost of accommodation and meals of the insured person for the entire period of quarantine in the territory of insurance due to coronavirus infection.
- Transportation costs for the return of the insured person to the place of permanent residence if the insured person was not hospitalized at the end of the tour.
- Expenses of the insured person in the territory of insurance related to mandatory testing for the detection of coronavirus infection, if the results of testing did not reveal coronavirus infection.
Read the Tourist Health Insurance Guide, where you will find answers to your questions about risks and insurance programs. Here you will also learn about the nuances of receiving a payment, the documents required for this and what should be done in the event of an insured event.
Egypt Travel Health Insurance Guide
The insurance rate increases due to special conditions, which include a certain age of the tourist. The amount of additional payment with an insurance amount of 40,000 US dollars for each day of the tour will be:
- Tourist age up to 2 years - $2, with a deductible of $30;
- Tourist age from 70 to 79 years old - $1.50, with a deductible of $30;
- Tourist age from 80 to 84 years - $ 2, with a deductible of $ 30;
- Tourist age 85+ $3.50, deductible $30.
Sports risk insurance, in the policy - "CHRONIC DISEASE", supplements the list of medical and medical-transport expenses under the program "Medical Expenses", including:
- Hazardous sports, including skiing and snowboarding
- professional sports;
- participation in sports competitions and tournaments.
Insurance for extreme sports, such as mountaineering, freeride, rock climbing and ice climbing, skiing and snowboarding on unmarked trails, diving at a depth of more than 40 meters, river rafting, trekking, etc., must be submitted separately.< /p>
Additional insurance
- Advanced Medicine - Rest in Peace health insurance is added automatically when you book your tour online.
- You can cancel the service at the time of booking or within 3 banking days after adding it if your application is not paid. To do this, send a letter with a request to the e-mail of the Moscow or the corresponding regional office.
- Unable to add or remove a service from a paid/partially paid order.
Supplement 13 USD trip/person
The amount of insurance coverage is 50,000 USD.
| Risks included in the contract | Be Calm Medicine Program | |
| Sum insured c.u. | Franchise c.u. | |
| Medical expenses | 50 000 | |
| 1. Outpatient and inpatient treatment | Paying expenses within the sum insured | $30 |
| 2. Medical transport costs (evacuation, medical transportation and repatriation) | ||
| 3. Medications prescribed by a doctor | ||
| 4. Transportation costs (return home of minor children, visit of a third party in case of hospitalization of the Insured, return of the Insured in case of missed flight due to hospitalization) | ||
| 5. Expenses for early return of the Insured in case of sudden death of a close relative | ||
| 6. Emergency Dental Care | ||
| 7. Sunburn | ||
| 8. Search and rescue | ||
| 9. Posthumous repatriation | ||
| 10. Payment for negotiations with the Service Center | ||
| 11. Assistance in connection with natural disasters and their consequences, acts of terrorism and their consequences | ||
| 12. Legal assistance | 500 | Missing |
| 13. Baggage insurance | 500 | Missing |
| 14. Accident insurance | 1000 | Missing |
| 15 Liability Insurance | 10 000 | 10% of the loss |
Correction factors for the program "Advanced Medicine - Be calm"
- For insured persons over 70 years of age, the supplement is doubled.
- For insured persons over 80 years of age, the supplement is increased by 3 times.
- For insured persons over 85 years of age, the copayment is increased by 4 times.
- Sports activities on site, including water and beach activities, quad biking, cycling, animals; engaging in non-professional sports, including windsurfing, surfing, kitesurfing - the tariff is increased by 2 times, indicated in the policy as “p. 14.2.48, p. 14.2.49.
Ingosstrakh insurance program "Advanced Medicine - Be calm" includes:
- Diagnosis (positive) and treatment of coronavirus infection COVID-19.
- With a pathological course of pregnancy, complications during pregnancy up to 12 weeks.
Trip Cancellation coverage can be up to $1,000, $2,000, and $3,000 per person. In this case, the cost of insurance will be $25, $50 and $70 respectively.
You can add a service within 3 calendar days from the date of confirmation of the unpaid application by contacting the relevant office by e-mail.
It is possible to take out insurance for a tourist in connection with the cancellation or interruption of a trip not later than 5 days before the start of the trip.
Check out the list of insured events that result in compensation for unforeseen expenses due to cancellation, postponement or interruption of a trip:
- Changing the start date of the trip due to unforeseen situations related to the health of the insured and his close relatives: injury, sudden illness requiring inpatient treatment, death.
- Early return from a trip due to sudden health problems requiring hospitalization, as well as the death of the insured or his close relatives.
- Delayed return due to a sudden health disorder, requiring hospitalization in the host country and confirmed by a medical certificate, of the insured or his close relatives, as well as in the event of their death.
- Trip canceled due to hospitalization (including coronavirus), injury, death.
- Cancellation of a trip due to the detection of coronavirus before the trip (including the results of PCR testing) in the insured person, close relatives of the insured person, spouse of the insured person traveling with him/her.
- Loss of property.
- Call to court.
- Early return of the insured from abroad due to hospitalization or death of the insured, close relatives of the insured, spouse of the insured.
- Delay in returning from abroad due to hospitalization or death of the insured, close relatives of the insured, spouse of the insured.
Travel Cancellation Insurance Reminder
You need to apply for this service in the same insurance company as the tourist health insurance policy.
The amount insured under the Visa Waiver Program is up to $1,000, $2,000, and $3,000 per person without a deductible. In this case, the cost of insurance will be $25, $50 and $70 respectively.
Payment under the program "Visa Denial" is carried out in the following cases:
- Initial refusal of a visa before the start of the trip;
- Initial visa refusal after the start of the trip.
You can add "Visa Refusal" services yourself upon request within 3 calendar days after booking. But only if the application has not been paid and there are at least 10 days left before departure.
Visa risk insurance can be canceled only within 3 days after adding the service and provided that the application has not been paid. To do this, send an e-mail.
Insurance company contacts
Address for sending documents by mail or courier (not electronically):
123376, Moscow, st. Rochdelskaya, 15, bldg. 35
Personal acceptance of a package of documents for reimbursement of expenses for insured events from the insured is carried out at:
123376, Moscow, st. Rochdelskaya, house 15, building 35
Reception time: Mon - Fri - from 10:00 to 18:00
Phones: +7 (495) 232-34-65, +7 ( 495) 232-34-69.
24-Hour Service Center Phones
Egypt: +202 241 37302
One WhatsApp number for all countries: +41 78 856 07 42
WhatsApp, Viber, Telegram, IMO: +201 0235 43838; +201 0663 63444
Wszystkie sekcje
Kierunki